Integrated Business Technologies – Technology Financing – Tulsa, OK
A financial solution to your technology solution

Use leasing to acquire assets that depreciate, especially when the advantages of using the asset outweigh the low monthly cost. This will free your cash or preserve your bank lines to use on advertising, personnel, inventory, and unforeseen needs and opportunities that may arise.

Potential benefits to financing your technology solution:

  • Preserves bank lines and conserves capital
  • Use the equipment as you pay for it
  • Ability to include installation and service in the monthly payment
  • Obsolescence protection with easy add-ons and upgrades
  • Full use of technology solution without ownership
  • Fixed monthly payments allow you to accurately forecast budgets
  • Fair Market Value (FMV) leases may provide tax advantages
  • $1.00 Buyout and 10% Purchase Option leases provide benefits of ownership
  • Flexible lease terms to suit your business needs
  • May be off-balance sheet financed

Lease types:

  • Fair Market Value (FMV) – Provides the lowest monthly payment and has potential tax benefits. Great for companies that are either growing or interested in keeping their technology solutions current. At the end of the lease term you have the option to refresh the equipment with the most current technology, return the equipment, extend/renew the lease, or purchase the equipment at the fair market value.
  • 10% Purchase Option – Like the FMV this is ideal for companies that are focused on keeping their technology current. This is also good for businesses that may not want to make an ownership decision at the start of the lease as the purchase option at the end of the lease is 10% of the initial cost. In addition to the purchase option you can refresh the equipment, extend/renew the lease, or return your equipment at lease end.
  • $1.00 Buyout – In addition to owning the equipment at lease end for $1,00, your equipment appears as an asset on your balance sheet while the related debt appears as a liability during the life of the lease.

“Buy that which appreciates and lease that which depreciates.”

J. Paul Getty

IBT has the financial solutions to maximize your technology investments
and give you a competitive business advantage.

Contact us today at (918)770-8738.